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The LimeLights Winter 2008 - Issue 1

Limetree Lending Group Launched "The LimeLights" & Website

Welcome to of the first installment of "The LimeLights", Limetree  Lending Group's exclusive quarterly newsletter. It's fresh, fun and  filled with accurate, useful current information.  We will provide  informative tips for our past and present clients, educational  articles to help our real estate agents in their businesses, reveal  upcoming Limetree Lending Group events and a celebrate    the clients  who made new home purchases and refinances.  Additionally, you'll  become more familiar with our Limetree Lending Group members as they  share their views on the market and insight into the mortgage  industry.
 
  After several months of planning, researching and designing - our  ideas have finally come to fruition through our recently launched  website www.limetreelending.com. The tools available within our  website make the loan process even easier for our homebuyers,  refinancers and real estate agents. We are so excited to finally share  this much needed resource with you all. Feel free to check it out and  let us know what you think.

Congrats to Clients

Congratulations to our recent purchase and refinance clients

 
• Mike & Anita Molacek
 
• Keith, Edie, & Cydney Morgan
 
• Marshall Enderle
 
• Beverly DiClementi-Brown
 
• Clint Moore
 
• Grant & Alissa James
 
• Andres & Christen Roblero Villalobos
 
• James Bell and Vicki Aycrigg
 
• Mary Lou Faherty
 
• Carol Saunders
 
• Michael Molacek
 
• Melissa Aragon
 
• Michael & Jessica Llamozas
 
• Jeff Erin
 
• John & Michelle Chin
 
• Noreen Ramey
 
• Andy & Lisa Hawker
 
• Mark & Susan Fagerness
 
• David & Shannon Scrivner
 
• Matthias & Maliga Edrich
 
• Cary Lindeman
 
• Jeremy & Emily Brumage

Client Testimonial

"We'd worked with lenders before—first when we bought our house then  several times when we refinanced—so when we were buying our new house,  we braced ourselves for a painful, complicated process. When you gave  us the short list of the things you needed and told us how little time  and effort on our part it would take, we were more than a little  surprised. We kept waiting for the hidden fees, the forgotten  documents, the missed deadlines. But they never came. Now we're in the  house of our dreams, and it was the easiest thing in the world. We are  Limetree's biggest fans."
  Andy & Lisa Hawker

Favorite Quote

"All that we are is the result of what we have thought. What we think,  we become."
  Buddha

To Refinance or Not to Refinance?

With interest rates reaching historic lows, this has been a popular  question.  Lower interest rates are an important factor in determining  whether or not it is the right time to refinance; however, there may  be many more things to consider:  Do you have an Adjustable Rate  Mortgage (ARM) and want a Fixed Rate Mortgage, do you need to pull  cash out of your equity, are you considering a 15 year mortgage, is it  time to consolidate credit cards and other debt.  If you merely want a  lower rate, interest rates must decrease a minimum of 1%, before it  makes financial sense to refinance.
 
  Currently, it is a great opportunity for those of you with an FHA or  VA loan at an interest rate of 6% or higher.   You can take advantage  of the declining market by simply reducing your interest rate to the  market rate, all without the hassle of submitting any asset, income,  credit information or paying for an appraisal. It's that simple and  it can save you $100+ every month!

Jocelyn's Letter

Limetree Lending Group has made great strides in our development. I  want to thank everyone who has assisted Limetree Lending Group in  becoming a success. Thank you to our past clients for the wonderful  relationships and experiences we shared in serving you and in trusting  us with you the referrals of your family, friends, and coworkers.  A  huge thank you to all of the amazing agents we have worked with and  learned from over the years. It has been and continues to be our  pleasure assisting you in serving your clients. Your work ethic and  drive continue to be an inspiration in my business.
  Jocelyn Predovich, President

News Flash

• Interest rates have reached historic lows.
 
• Douglas County Housing Partnership, giving away $20,000 to first time    homebuyers.
 
• All Mortgage Brokers must be licensed by January 1, 2008
 
• All Mortgage Brokers are required to obtain Errors and Omission
      Insurance by February 1, 2008.
 
• Is your mortgage broker licensed??
      Verify at "http://eservices.psiexams.com/crec/search.jsp

What's LimeLights? What's new at Limetree Lending Group? Learn what's going on in the mortgage industry, recieve advice from our experts and more in the first addition of Limetree Lending Group's quarterly newsletter.

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