Most people just want to know what’s possible before they commit to anything. Schedule a 15 minute call with Jocelyn — she’ll give you a straight answer in minutes.
Need to talk now? Call or text Jocelyn directly — (917) 962-6351
Real words from real people — agents, buyers, and industry partners who've worked with Jocelyn and the Limetree team.
"Jocelyn — you truly made this deal work, despite having the worst closer in the history of closers. I'm not sure any other lender would've stayed the course and gotten this to the finish line. You are my top preferred lender choice for sure!"
"Limetree Lending Group embodies many qualities that I seek out in a lender — professionalism, strong knowledge of loan products, excellent communication skills, care and diligence with clients, and the ability to close the transaction on time."
"We were working with another lender who would not return my calls after telling me our payments would be $500 more a month — less than two weeks before closing. Jocelyn saved us $650 per month and closed the loan on time."
"Having now worked with the brilliant folks at Limetree on both our original mortgage and our refinance, we feel very confident recommending them. Professional, intelligent, fast, and honest. Truly the best!"
"I want to thank you and your team for the exceptional service you have provided for our clients. You have a company of high integrity and outstanding business practice — knowledgeable in your financial products, creative in your approach, and always competitive in your fees."
"Jocelyn went above and beyond to lock a rate 50 basis points lower than my previous rate just days before closing — saving me about $100 a month on my mortgage payment. Truly above and beyond."
From first-time buyers to seasoned investors, we bring strategy, speed, and deep market knowledge to every transaction.
Guiding buyers from pre-approval to closing with clarity. We match you with the right program — Conventional, FHA, or VA — and structure the deal to win in a competitive market.
Purchase ReadyIn a high-rate environment, buydowns are a powerful tool. We design seller-paid and lender-paid buydown structures that lower your effective rate and increase your buying power.
Rate StrategyWhether you're chasing a better rate, pulling equity, or restructuring debt, we analyze the full picture and present options that actually move the needle for your financial future.
Equity AccessDSCR loans qualify based on rental income — not your personal income — opening doors for expanding your portfolio faster without the constraints of traditional lending.
Investor FocusProudly serving veterans and active military. VA loans offer zero down payment, no PMI, and competitive rates. We know the program inside and out to make your process seamless.
Veteran BenefitWe're a lending partner agents trust. Fast pre-approvals, consistent communication, and buydown tools that help your listings close. Let's build a pipeline together.
Agent ReadyYears in the mortgage industry across multiple market cycles — rate hikes, booms, corrections, and everything in between.
Licensed & locally focused
Anyone can push paperwork. We bring two decades of market intelligence to structure deals that actually work for you long-term.
Flexible terms, competitive rates, and options for as little as 3% down. Ideal for buyers with solid credit and stable income.
Government-backed loans with more flexible credit requirements and lower down payment thresholds for first-time buyers.
Exclusive benefit for veterans, active duty, and surviving spouses. Zero down, no PMI, and competitive rates you've earned.
Qualify using your rental property's cash flow, not your personal income. Ideal for building or scaling a real estate portfolio.
With 20 years in the mortgage industry, Jocelyn brings an unusually deep combination of lending expertise and market knowledge to every client relationship. As a licensed mortgage broker, she sees every transaction with a strategic lens — not just as paperwork to be processed.
Based in Denver, Colorado, Jocelyn has guided buyers, sellers, and investors through multiple market cycles — always with a focus on finding the right loan structure, not just the fastest approval. She's known for going to bat for clients when it counts and building lasting relationships with agents who trust her to deliver.
Most people just want to know what's possible before they commit to anything. Call or text Jocelyn directly — she'll give you a straight answer in minutes.